YCO provides a variety of insurance and reinsurance products and services to small- and medium-size businesses and organizations. Our expertise and resources allow us to give expert advice and responsive service to our clients.
It’s costly for smaller businesses to provide health insurance to their workforces. We are able to serve our clients with lower premiums because of our co-employment partnerships, as we can group thousands of employees from different companies together for a better rate.
Through the strength of our provider network, Your Corporate Office can negotiate lower insurance costs for your company. In fact, companies that partner with us typically see lower group insurance costs, workers’ compensation discounts and a lower state unemployment insurance rate because their employees are listed under YCO’s federal ID number for payroll purposes.
While you still make all the hiring and firing decisions for your company, we take those employees and pool them with thousands of other employees under our umbrella. This allows YCO to acquire workers’ compensation at a lower rate than you could on the open market; this is especially true in hazardous trades that can have higher workers’ compensation rates. We also very closely monitor all workers’ compensation and unemployment claims, and we’ll work with you to fight any sketchy claims you shouldn’t have to pay.