Who We Are

YCO & Associates is a family owned organization that helps businesses reduce the time and effort that comes with specialized tasks such as payroll processing, insurance, and safety training. We also provide professional employer organization (PEO) services through YCO ‘s sister company, 3J & Associates.

Photo of business documents, and a tablet computer being used in a business meeting.

Our Mission

Our mission is to help you lower costs, increase profitability, and alleviate unnecessary stress in dealing with your company’s human resource needs. We focus on these administrative tasks so you can focus on your core business.

  • Founded in 1999

  • Speak 3 languages: English, Spanish, & Haitian Creole

  • Licensed Provider in Florida, Georgia, Missouri, & Indiana

Using a PEO Makes Good Business Sense:

Administrative tasks like payroll, training, and insurance can cost you up to 45% of your time. We can provide your employees access to high-quality comprehensive benefits and help you stay on top of new employment laws and regulations, saving you valuable time and effort.

According to the National Association of Professional Employer Organizations (NAPEO), businesses that use a PEO for at least one calendar year are 50% less likely to go out of business.

Companies that use a PEO experience 14% less annual employee turnover than companies that don’t.

Our Values

You can be confident that your PEO and administrative priorities will be handled with excellence from our YCO and 3J teams.

Customer first

We will work hard to meet and exceed your goals.

Personal Service

We value personalized relationships with our clients. We support our customers with a friendly team of professionals; never using automated message systems.


Over 15 years of experience from a team of highly trained professionals.


We are highly rated with  numerous professional memberships and active members of our communities.

Customer Testimonials

YCO & Associates/3J is more than a business, it’s a Family. In my 13 years with them, all of us went above and beyond for all of our clients. Countless hours, creative thinking and planning and an unrelenting dedication to all clients are only a few examples of the exemplary work ethic all employees demonstrated on a daily basis.

Amanda Jarvis

The staff at YCO is meticulous, detailed and very professional. They are fantastic at handling our payroll and workers comp needs. In addition, the staff are also personable and eager to assist with any requests from their clients. Very highly recommended.

Reagan Ryles

YCO and their staff are the best… they are always courteous and professional and attend to all our needs in a quick and timely manner. I would and have recommended them highly.

Alexander Sotolongo

I have been working with YCO for almost 7 years and they are a very smart and reliable group of dedicated people that are very attentive to their customers needs.

Kali Miller

Great company to keep my business running, they are always quick to help if I have any questions. I use them for payroll services and general liability.

Kelly Rutter

The staff at YCO is very friendly and professional. Great experience and highly recommended!

Adam Hartig

Our Location

Cape Coral, FL

P.O. Box 151777
Cape Coral, FL 33915

Our Community

We take pride in being active in our local community. We are members of the Lake Area Chamber of Commerce, the Blairsville Union County Chamber of Commerce, and the Tim Hart Scholarship Foundation.


Call for customized recommendations and a FREE consultation!